A clever person solves a problem. A wise person avoids it.

Once you have made a careful decision based on facts, go into action. Don't stop to reconsider. Don't begin to hesitate, worry, and retrace your steps. Don't lose yourself in self-doubting which begets other doubts. Don't keep looking back over your shoulder.

1. What am I worrying about?
2. What can I do about it?
"I used to try to answer those questions without writing them down. But I stopped that years ago. I
found that writing down both the questions and the answers clarifies my thinking.

In fact, merely writing the facts on a piece of paper and stating our problem clearly goes a long way toward helping us to reach a sensible decision. As Charles Kettering puts it: "A problem well stated is a problem half solved."

1. When trying to get the facts, I pretend that I am collecting this information not for myself, but for some other person. This helps me to take a cold, impartial view of the evidence. This helps me eliminate my emotions.
2. While trying to collect the facts about the problem that is worrying me, I sometimes pretend that I am a lawyer preparing to argue the other side of the issue. In other words, I try to get all the facts against myself-all the facts that are damaging to my wishes, all the facts I don't like to face.

"Half the worry in the world is caused by people trying to make decisions before they have sufficient knowledge on which to base a decision. For example," he said, "if I have a problem which has to be faced at three o'clock next Tuesday, I refuse even to try to make a decision about it until next Tuesday arrives. In the meantime, I concentrate on getting all the facts that bear on the problem. I don't worry," he said, "I don't agonise over my problem. I don't lose any sleep. I simply concentrate on getting the facts. And by the time Tuesday rolls around, if I've got all the facts, the problem usually solves itself!"